Florida Life Insurance Lawsuit FAQs

If you’re facing a life insurance claim dispute in Florida, you likely have many questions about your legal rights and the steps you can take to recover the benefits you are entitled to. Below are some frequently asked questions about life insurance lawsuits in Florida, designed to help you understand the process and how an experienced life insurance attorney in Florida may be able to assist. These are the Florida Life Insurance Lawsuit FAQs From the Law Offices of Jason Turchin.

What Is a Life Insurance Lawsuit?

A life insurance lawsuit is a legal action filed by a beneficiary when the insurance company denies, delays, or disputes a claim. Beneficiaries may also file a lawsuit if there are competing claims to the policy proceeds or other disputes involving the life insurance policy.

Why Would a Life Insurance Claim Be Denied?

Life insurance claims can be denied for several reasons, including alleged misrepresentation by the policyholder, failure to pay premiums, or policy exclusions. Insurance companies may also deny claims if they believe the cause of death is not covered by the policy.

How Long Does It Take to Resolve a Life Insurance Lawsuit in Florida?

The time it takes to resolve a life insurance lawsuit in Florida can vary depending on the complexity of the case. Some cases may be resolved in a few weeks or months, while others may take a year or more, especially if the case goes to trial. Having an experienced Florida life insurance attorney may help expedite the process.

Can I Contest a Denied Life Insurance Claim?

Yes, you can contest a denied life insurance claim if you believe the denial was unjustified. A lawyer can help you review the denial letter, gather evidence, and file a lawsuit if necessary to challenge the denial.

What Is the Florida Slayer Statute?

The Florida Slayer Statute prevents a beneficiary from receiving life insurance proceeds if they unlawfully and intentionally caused the policyholder’s death. In these cases, the beneficiary is disqualified, and the proceeds are typically paid to a contingent beneficiary or the policyholder’s estate.

What Happens if There Is a Dispute Over the Beneficiary?

Beneficiary disputes can arise if there are multiple claims to the life insurance proceeds or if the policyholder made last-minute changes to the beneficiary designation. These disputes are often resolved through a court process, and an attorney can help represent your interests in such cases.

Can a Former Spouse Still Claim Life Insurance Benefits After a Divorce?

In Florida, an ex-spouse is generally disqualified from receiving life insurance proceeds unless the policyholder specifically reaffirmed the beneficiary designation after the divorce. However, disputes can still arise, and legal action may be necessary to resolve the issue. Some ex-spouses can still qualify for benefits under certain circumstances.

What Should I Do If My Life Insurance Claim Is Delayed?

If your life insurance claim is delayed, you may contact the insurance company to find out the reason for the delay. If the delay is unreasonable, a lawyer can help you take legal action to compel the insurance company to pay the claim.

How Can a Lawyer Help with a Life Insurance Lawsuit?

A lawyer can help you navigate the complexities of a life insurance lawsuit by investigating the claim, gathering evidence, and representing your interests in court. An experienced attorney can also negotiate with the insurance company to resolve disputes and work toward a favorable outcome.

Contact Our Florida Life Insurance Lawyers for Assistance

If you’re dealing with a life insurance claim denial, delay, or dispute in Florida, the Law Offices of Jason Turchin may be able to help. Contact us today at 800-337-7755 for a free consultation, or use our live chat to speak with an agent. We work on a contingency fee basis, so you won’t pay any legal fees unless we win or settle your case.